If you were born between 1995 and 2010, chances are you’ve started thinking seriously about buying your first home. But with rising prices, slow wage growth, and the cost of living biting hard, it’s easy to feel like home ownership is out of reach.
You’re not alone. Many first home buyers in Australia feel stuck—saving hard while house prices move faster than their deposit can grow. But what if there was an alternative way to get on the property ladder?
Welcome to RealFuture—a real estate platform that offers an alternative way to buy your first home through long-settlement contracts that give you more time to save and possibly build some equity before you even move in!
Why Buying Your First Home Feels Impossible
Over the last decade, young Australians—especially Gen Y and Gen Z—have faced slow wage growth, higher taxes, and ever-rising house prices. And while employment opportunities are strong, the cost of living often leaves little left over for saving a deposit.
At the same time, population growth continues to outpace housing supply. The result? Demand outstrips supply, and house prices rise faster than ever. While governments try to intervene with short-term buyer incentives, these often push prices up even further.
The Bottom Line
Most first home buyers simply can’t save fast enough to keep up with the market.
Traditional Approach: Chasing a Moving Target
Let’s take Noah and Parker as an example.
They’ve saved $80,000 for a deposit and plan to buy a house worth $800,000. The bank says they need $100,000 to qualify for a loan, so they keep saving—$1,000 a month for the next two years.
But when they return to the bank, that same house now costs $850,000. They still don’t have enough. Another year of saving. Another price increase. The goal posts keeps moving, and home ownership feels more out of reach than ever.
An Alternative Way to Buy: How RealFuture Works
Now meet Liam and Ashley.
They also have $80,000 in savings and want to buy a home. But instead of waiting, they find a seller through RealFuture who’s happy to offer a two-year settlement, giving them two full years to continue saving. They agree a current market value for the property of $800,000.
Over those two years, the house increases in value to $850,000 (assuming a 3.5% annual growth rate). That means:
- Liam and Ashley pay $720,000 at settlement for a house valued at $850,000.
- They therefore gain $50,000 in instant equity—the difference between the home’s final value and the total price they pay.
They’ve stopped chasing the market. They’ve secured a home. And they’re now planning their future.
Get On the Property Ladder—Faster
With RealFuture, first home buyers can:
- Secure a home today
- Allow more time to save for their desposit and loan approval
- Build equity before moving in (assuming the house increases in value)
- Say goodbye to endless rent and uncertainty
If you’re tired of waiting, watching prices climb, and wondering if you’ll ever own a home — RealFuture offers an alternative path forward.
Ready to Make It Happen?
Join a new generation of buyers who are entering the market differently—and winning.
RealFuture is helping Gen Y and Gen Z Australians buy their first home.
